FIDELIS returns in October: interest rates up to 7.75%, special conditions for blood donors

Between 2 and 9 October, individuals aged 18 and over may subscribe to a new edition of FIDELIS government securities. The programme offers tax-free annual interest rates of up to 7.75% on RON-denominated securities and up to 6.60% on euro-denominated securities. Both residents and non-residents are eligible to participate.

The securities may be purchased through BT Capital Partners, Salt Bank, Banca Transilvania, Banca Comercială Română, BRD – Groupe Société Générale, UniCredit Bank, and TradeVille (in partnership with Libra Bank). Following the close of the subscription period, they will be listed on the Bucharest Stock Exchange.

For standard tranches, the minimum investment amount is 5,000 RON and 1,000 euros respectively. The face value of a single security is 100 RON or 100 euros.

Interest rates on offer

• RON-denominated securities, 2-year maturity: annual interest rate of 6.60%
• RON-denominated securities, 4-year maturity: annual interest rate of 7.15%
• RON-denominated securities, 10-year maturity: annual interest rate of 7.75% (the highest yield of this edition)
• Euro-denominated securities, 3-year maturity: annual interest rate of 4.50%
• Euro-denominated securities, 10-year maturity: annual interest rate of 6.60%

Blood donors have access to a special RON-denominated tranche with a 2-year maturity and an annual interest rate of 7.60%, as well as a euro-denominated tranche with a 3-year maturity and an annual interest rate of 5.50%.

All interest and income earned from holding FIDELIS securities is tax-free.

Conditions for blood donors

The October edition continues the "România are sânge de rocker" campaign, run by the Ministry of Finance in partnership with "Morning Glory cu Răzvan Exarhu" and Rock FM.

For the RON-denominated tranche, blood donors may invest from as little as 500 RON (compared to the standard threshold of 5,000 RON), up to a maximum of 100,000 RON. For the euro-denominated tranche, the minimum investment is 100 euros (compared to the standard threshold of 1,000 euros), with a maximum cap of 20,000 euros.

These conditions apply to individuals who can provide proof of having donated blood on or after 1 May 2026.

FIDELIS securities may be sold on the Bucharest Stock Exchange prior to maturity at the prevailing market price at the time of sale, meaning investors are not required to hold them until maturity.