Free tool

Senior Pension Calculator

Estimate your monthly pension based on your years of contribution and average annual score. Compare the result with the average cost of a care home in Romania.

Your details

Years of contribution (full qualifying period)

Minimum full qualifying period: 35 years (men) / 33 years (women) in 2026

Average annual score

1.0 = average economy wage. Below 1 = below average, above 1 = above average. Find this on your pension decision letter.

How is it calculated?

Pension = Years of contribution × Average annual score × Reference point value (RPV)

RPV 2026: 81 lei

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Fill in your details

Enter your years of contribution and average annual score to estimate your pension.

⚠️ Indicative calculation

This calculator provides an indicative estimate based on the simplified CNPP formula. Your actual pension may differ depending on: additional qualifying periods, special working conditions, recalculations, Pillar II contributions, assimilated periods and stability points. For an exact calculation, contact your County Pension House.

Sources and methodology

Reference point value (RPV) 2026: 81 lei — cnpp.ro
Formula: Monthly pension = Years of contribution × Average annual score × RPV
Average care home cost (national): estimate based on SeniorHelp database (795+ care homes)
Last updated: April 2026

Frequently asked questions

How does the pension calculator work?

It gives you an indicative estimate based on the figures you enter. It is a planning aid, not an official calculation — the exact amount is determined by the pension authorities.

Is the estimate official?

No. The result is orientative and meant to help you plan. For an official figure, check with the relevant pension institution.

How can a pension estimate help with care costs?

Knowing roughly what income is available makes it easier to plan a budget for a care home or other services. You can compare that budget against indicative prices in our directory.

Where do I estimate care-home costs?

Use our care-home cost calculator and browse the directory to compare real homes, facilities and prices.